How It Works
Two ways to buy your next car smarter
You Negotiate The Deal
Order a Personal Deal Sheet for the car — or cars — you’re considering, and we’ll reveal the total discount you should really be aiming for. For example, 17% off a £30,000 list price = £5,100 saved. The best PCP finance deal is included too, along with a step-by-step negotiating guide.
These aren’t wishful figures — they’re discounts we’ve already researched as achievable.
Take your Deal Sheet in and ask the dealer to match it. If they say no, it’s because they won’t, not because they can’t — so push harder, or try another dealer.
Remember: added options like metallic paint or a sunroof should get the same discount percentage too.
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We Do It For You
Our Bespoke To You concierge service handles everything for you, end-to-end. Here’s how it works:
- Personal consultation with Pat Hoy to narrow down which cars best suit your needs and budget.
- Up to three Personal Deal Sheets for you to compare discounts and pick your car.
- Pat will negotiate the deal for you with a trusted UK main dealer.
- You collect your new car when it’s ready. That’s it.
In some cases, this route can unlock even better savings.
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Why USE Insider Car Deals?
Because UK car buyers struggle
to get a fair new car discount
Did You Know?
The discounted prices you see online are usually what dealers want to sell cars for — not the lowest they can go.
Dealers may claim a manufacturer finance offer is the only saving available — when a dealer discount is usually also available.
The Discount Gap — the difference between a dealer’s best offer and what’s really achievable — currently averages £1,150, and is as high as £3,120.
Expert Tip: If you’re trading in your old car, don’t mention it straight away. Sort the deal on your new car first then let the dealer know about the part-ex.
That way, they’ll have to give you their best price for it, which you can then compare with offers from platforms like Motorway.co.uk, Gumtree.com, or other car-buying services.
WHAT OUR CUSTOMERS SAY
Real customers, real results
★★★★★
“Pat did a great job negotiating on my behalf with the dealer and got me a price that was beyond my expectations.”
— Robert P, verified Google review
★★★★★
“My experience of Insider Car Deals to date has been excellent and money well spent.”
— David M, verified Google review